* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #0d0f12;
    --secondary: #15181d;
    --silver: #c6c9ce;
    --silver-dark: #8d939b;
    --white: #ffffff;
    --light: #f5f7fa;
    --border: #e5e7eb;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', sans-serif;
    background: #ffffff;
    color: #111827;
    overflow-x: hidden;
}

    body.menu-open {
        overflow: hidden;
    }

img {
    max-width: 100%;
    display: block;
}

a {
    text-decoration: none;
}

.container {
    width: 90%;
    max-width: 1450px;
    margin: auto;
}

/* NAVBAR */

.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 999;
    padding: 28px 0;
    transition: 0.4s ease;
}

    .navbar.scrolled {
        background: rgba(8, 10, 12, 0.92);
        backdrop-filter: blur(14px);
        border-bottom: 1px solid rgba(255, 255, 255, 0.05);
        padding: 20px 0;
    }

.navbar-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo img {
    width: 280px;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 40px;
}

    .nav-links a {
        color: #f9fafb;
        font-size: 15px;
        font-weight: 500;
        transition: 0.3s ease;
    }

        .nav-links a:hover {
            color: var(--silver);
        }

.nav-btn {
    border: 1px solid rgba(255, 255, 255, 0.15);
    padding: 15px 30px;
    border-radius: 100px;
}

    .nav-btn:hover {
        background: rgba(255, 255, 255, 0.08);
    }

.nav-links a.active {
    color: #ffffff;
    position: relative;
}

    .nav-links a.active::after {
        content: '';
        position: absolute;
        left: 0;
        bottom: -10px;
        width: 100%;
        height: 1px;
        background: var(--silver);
    }

/* Hamburger Menu Styles */

.hamburger {
    display: none;
    cursor: pointer;
    z-index: 1001;
    background: transparent;
    border: none;
    width: 32px;
    height: 24px;
    position: relative;
    transition: all 0.3s ease;
}

    .hamburger span {
        display: block;
        position: absolute;
        height: 2px;
        width: 100%;
        background: #ffffff;
        border-radius: 4px;
        opacity: 1;
        left: 0;
        transition: 0.25s ease-in-out;
    }

        .hamburger span:nth-child(1) {
            top: 0px;
        }

        .hamburger span:nth-child(2) {
            top: 10px;
        }

        .hamburger span:nth-child(3) {
            top: 20px;
        }

    .hamburger.active span:nth-child(1) {
        top: 10px;
        transform: rotate(135deg);
    }

    .hamburger.active span:nth-child(2) {
        opacity: 0;
        left: -20px;
    }

    .hamburger.active span:nth-child(3) {
        top: 10px;
        transform: rotate(-135deg);
    }

/* Mobile Menu Overlay */

.mobile-menu {
    position: fixed;
    top: 0;
    right: -100%;
    width: 100%;
    max-width: 380px;
    height: 100vh;
    background: rgba(13, 15, 18, 0.98);
    backdrop-filter: blur(20px);
    z-index: 1000;
    transition: 0.4s cubic-bezier(0.2, 0.9, 0.4, 1.1);
    padding: 120px 40px 40px;
    display: flex;
    flex-direction: column;
    gap: 32px;
    border-left: 1px solid rgba(255, 255, 255, 0.08);
}

    .mobile-menu.open {
        right: 0;
    }

    .mobile-menu a {
        color: #f9fafb;
        font-size: 24px;
        font-weight: 500;
        transition: 0.2s;
        font-family: 'Albra Sans TRIAL', sans-serif;
        letter-spacing: -0.3px;
    }

        .mobile-menu a:hover {
            color: var(--silver);
            transform: translateX(6px);
        }

    .mobile-menu .mobile-nav-btn {
        margin-top: 20px;
        display: inline-block;
        border: 1px solid rgba(255, 255, 255, 0.2);
        padding: 14px 28px;
        border-radius: 100px;
        text-align: center;
        font-size: 28px;
        width: fit-content;
    }

        .mobile-menu .mobile-nav-btn:hover {
            background: rgba(255, 255, 255, 0.08);
            transform: translateX(0);
        }

.menu-close {
    position: absolute;
    top: 28px;
    right: 28px;
    width: 32px;
    height: 32px;
    cursor: pointer;
    background: transparent;
    border: none;
}

    .menu-close::before,
    .menu-close::after {
        content: '';
        position: absolute;
        width: 24px;
        height: 2px;
        background: #ffffff;
        top: 50%;
        left: 50%;
        transform: translate(-50%, -50%) rotate(45deg);
    }

    .menu-close::after {
        transform: translate(-50%, -50%) rotate(-45deg);
    }

/* HERO */

.investments-hero {
    position: relative;
    background: radial-gradient(circle at top right, rgba(198, 201, 206, 0.10), transparent 30%), linear-gradient(to bottom, #0b0d10, #11151b);
    padding: 132px 0 130px;
    overflow: hidden;
}

    .investments-hero::before {
        content: '';
        position: absolute;
        width: 700px;
        height: 700px;
        border-radius: 50%;
        background: radial-gradient(circle, rgba(198, 201, 206, 0.10), transparent 70%);
        top: -250px;
        right: -250px;
    }

    .investments-hero::after {
        content: '';
        position: absolute;
        width: 450px;
        height: 450px;
        border-radius: 50%;
        background: radial-gradient(circle, rgba(198, 201, 206, 0.08), transparent 70%);
        bottom: -180px;
        left: -120px;
    }

.investments-hero-content {
    position: relative;
    z-index: 2;
    max-width: 950px;
}

.hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: var(--silver);
    text-transform: uppercase;
    letter-spacing: 3px;
    font-size: 12px;
    font-weight: 600;
    margin-bottom: 30px;
}

    .hero-tag::before {
        content: '';
        width: 45px;
        height: 1px;
        background: rgba(255, 255, 255, 0.4);
    }

.investments-hero h1 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 88px;
    line-height: 0.95;
    letter-spacing: -3px;
    color: rgba(255, 255, 255, 0.88);
    font-weight: 500;
    margin-bottom: 32px;
    max-width: 900px;
}

.investments-hero p {
    color: #d1d5db;
    font-size: 20px;
    line-height: 2;
    max-width: 760px;
    font-weight: 300;
}

/* SECTION */

.section {
    padding: 140px 0;
}

.section-header {
    margin-bottom: 70px;
}

.section-tag {
    color: var(--silver-dark);
    text-transform: uppercase;
    letter-spacing: 3px;
    font-size: 13px;
    margin-bottom: 18px;
    font-weight: 600;
}

.section-title {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 68px;
    line-height: 1;
    letter-spacing: -1.5px;
    color: #0f172a;
    font-weight: 400;
    max-width: 900px;
}

.section-text {
    color: #4b5563;
    line-height: 2;
    font-size: 18px;
    margin-top: 35px;
    max-width: 900px;
}

/* INVESTMENT GRID */

.investments-section {
    background: #f5f7fa;
}

.investments-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 70px;
}

.investment-card {
    background: #ffffff;
    padding: 55px;
    border-radius: 30px;
    border: 1px solid #e5e7eb;
    transition: 0.45s ease;
    position: relative;
    overflow: hidden;
    height: 100%;
}

    .investment-card::before {
        content: '';
        position: absolute;
        top: 0;
        left: -100%;
        width: 100%;
        height: 100%;
        background: linear-gradient(120deg, transparent, rgba(255, 255, 255, 0.7), transparent);
        transition: 0.9s;
    }

    .investment-card:hover::before {
        left: 100%;
    }

    .investment-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 25px 60px rgba(15, 23, 42, 0.08);
    }

.investment-number {
    color: #9ca3af;
    font-size: 13px;
    letter-spacing: 2px;
    margin-bottom: 24px;
    font-weight: 600;
}

.investment-card h3 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 34px;
    line-height: 1.1;
    margin-bottom: 22px;
    font-weight: 400;
    color: #111827;
}

.investment-card p {
    color: #4b5563;
    line-height: 2;
    font-size: 16px;
    margin-bottom: 26px;
}

.investment-list {
    list-style: none;
    display: grid;
    gap: 12px;
}

    .investment-list li {
        color: #374151;
        font-size: 15px;
        line-height: 1.8;
        position: relative;
        padding-left: 18px;
    }

        .investment-list li::before {
            content: '';
            position: absolute;
            left: 0;
            top: 11px;
            width: 7px;
            height: 7px;
            border-radius: 50%;
            background: var(--silver-dark);
        }

/* APPROACH */

.approach-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 70px;
}

.approach-card {
    background: #0f1115;
    border-radius: 30px;
    padding: 50px;
    color: #ffffff;
    transition: 0.45s ease;
    border: 1px solid rgba(255, 255, 255, 0.04);
    position: relative;
    overflow: hidden;
}

    .approach-card:hover {
        transform: translateY(-10px);
        background: #161a20;
        box-shadow: 0 25px 60px rgba(0, 0, 0, 0.25);
    }

.approach-step {
    color: var(--silver);
    letter-spacing: 2px;
    font-size: 13px;
    margin-bottom: 22px;
    font-weight: 600;
}

.approach-card h4 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 30px;
    margin-bottom: 20px;
    font-weight: 400;
}

.approach-card p {
    color: #d1d5db;
    line-height: 2;
    font-size: 16px;
}

/* STATEMENT */

.statement {
    text-align: center;
}

.statement-box {
    max-width: 1100px;
    margin: auto;
    background: #111214;
    border-radius: 38px;
    padding: 100px 80px;
    position: relative;
    overflow: hidden;
}

    .statement-box::before {
        content: '';
        position: absolute;
        width: 400px;
        height: 400px;
        border-radius: 50%;
        background: radial-gradient(circle, rgba(198, 201, 206, 0.10), transparent 70%);
        top: -200px;
        right: -150px;
    }

    .statement-box h2 {
        position: relative;
        z-index: 2;
        font-family: 'Albra Sans TRIAL', sans-serif;
        color: #ffffff;
        font-size: 64px;
        line-height: 1;
        font-weight: 400;
        margin-bottom: 30px;
    }

    .statement-box p {
        position: relative;
        z-index: 2;
        color: #d1d5db;
        font-size: 20px;
        line-height: 2;
        max-width: 850px;
        margin: auto;
    }

/* STRATEGY SECTION */

.strategy-box {
    background: #0f1115;
    border-radius: 38px;
    padding: 90px;
    position: relative;
    overflow: hidden;
}

    .strategy-box::before {
        content: '';
        position: absolute;
        width: 500px;
        height: 500px;
        border-radius: 50%;
        background: radial-gradient(circle, rgba(198, 201, 206, 0.12), transparent 70%);
        top: -220px;
        right: -160px;
    }

.strategy-content {
    position: relative;
    z-index: 2;
    max-width: 900px;
}

.strategy-tag {
    color: var(--silver);
    text-transform: uppercase;
    letter-spacing: 3px;
    font-size: 13px;
    margin-bottom: 24px;
    font-weight: 600;
}

.strategy-content h2 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    color: #ffffff;
    font-size: 68px;
    line-height: 0.98;
    font-weight: 400;
    margin-bottom: 30px;
    max-width: 850px;
}

.strategy-content p {
    color: #d1d5db;
    line-height: 2;
    font-size: 18px;
    max-width: 760px;
}

/* DISCLAIMER */

.disclaimer {
    text-align: center;
}

.disclaimer-box {
    max-width: 1100px;
    margin: auto;
    background: #ffffff;
    border: 1px solid #e5e7eb;
    border-radius: 34px;
    padding: 80px;
}

    .disclaimer-box h3 {
        font-family: 'Albra Sans TRIAL', sans-serif;
        font-size: 56px;
        line-height: 1;
        color: #111827;
        margin-bottom: 28px;
        font-weight: 400;
    }

    .disclaimer-box p {
        color: #4b5563;
        line-height: 2;
        font-size: 18px;
    }

/* FOOTER */

footer {
    background: #0a0b0d;
    padding: 90px 0 60px;
}

.footer-grid {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 40px;
    flex-wrap: wrap;
}

.footer-logo-col {
    flex: 1;
    min-width: 180px;
}

    .footer-logo-col img {
        width: 290px;
    }

.footer-desc-col {
    flex: 2;
    max-width: 500px;
}

    .footer-desc-col p {
        color: #9ca3af;
        line-height: 1.7;
        font-size: 15px;
        margin: 0;
    }

.footer-info-col {
    flex: 1;
    min-width: 200px;
    text-align: right;
}

.footer-info {
    color: #d1d5db;
    line-height: 2.2;
    font-size: 15px;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    margin-top: 10px;
    padding-top: 30px;
    color: #6b7280;
    font-size: 14px;
    text-align: center;
}

/* RESPONSIVE */

@media (max-width:1200px) {
    .section-title {
        font-size: 56px;
    }

    .investments-hero h1 {
        font-size: 72px;
    }

    .approach-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width:991px) {
    .nav-links {
        display: none;
    }

    .hamburger {
        display: block;
    }

    .section-title {
        font-size: 48px;
    }

    .investments-hero {
        padding: 190px 0 100px;
    }

        .investments-hero h1 {
            font-size: 58px;
        }

    .investments-hero-content {
        padding-top: 20px;
    }

    .statement-box {
        padding: 70px 40px;
    }

        .statement-box h2 {
            font-size: 48px;
        }

    .footer-grid {
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 48px;
    }

    .footer-logo-col,
    .footer-desc-col,
    .footer-info-col {
        flex: auto;
        width: 100%;
        text-align: center;
        max-width: 100%;
    }

    .footer-info-col {
        text-align: center;
    }

    .footer-logo-col img {
        margin: 0 auto;
    }
}

@media (max-width:700px) {
    .investments-grid,
    .approach-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width:600px) {
    .logo img {
        width: 220px;
    }

    .investments-hero {
        padding: 80px 0 80px;
    }

        .investments-hero h1 {
            font-size: 44px;
        }

        .investments-hero p {
            font-size: 17px;
        }

    .investments-hero-content {
        padding-top: 30px;
    }

    .section {
        padding: 90px 0;
    }

    .section-title {
        font-size: 40px;
    }

    .investment-card,
    .approach-card {
        padding: 38px;
    }

    .statement-box {
        padding: 50px 25px;
    }

        .statement-box h2 {
            font-size: 38px;
        }

    .mobile-menu {
        max-width: 100%;
        padding: 100px 32px 40px;
    }

        .mobile-menu a {
            font-size: 28px;
        }
}

/* ─── FOOTER (extended) ──────────────────────────────── */

.footer-grid {
    grid-template-columns: 180px 1fr 1fr;
    gap: 60px;
    padding-bottom: 50px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-info-col {
    display: flex;
    flex-direction: column;
    gap: 20px;
}


/* ─── HERO ───────────────────────────────────────────── */
.investments-hero {
    padding: 200px 0 160px;
}

.investments-hero-content {
    max-width: 100%;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: end;
}

.investments-hero-left h1 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 88px;
    line-height: 0.9;
    letter-spacing: -4px;
    color: rgba(255,255,255,0.92);
    font-weight: 400;
    margin: 0;
}

.investments-hero-right {
    display: flex;
    flex-direction: column;
    gap: 36px;
    padding-bottom: 8px;
}

.hero-tag {
    margin-bottom: 0;
}

.investments-hero-right p {
    color: rgba(209,213,219,0.7);
    font-size: 18px;
    line-height: 2;
    font-weight: 300;
    margin: 0;
}

.hero-cta-link {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    color: rgba(198,201,206,0.7);
    font-size: 13px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 2px;
    transition: color 0.3s ease;
}

    .hero-cta-link:hover {
        color: #ffffff;
    }

    .hero-cta-link::after {
        content: '→';
        font-size: 16px;
    }

/* ─── PHILOSOPHY STRIP (3 principles, full-width dark) ── */

.philosophy-strip {
    background: #0b0d10;
    border-top: 1px solid rgba(255,255,255,0.06);
    border-bottom: 1px solid rgba(255,255,255,0.06);
}

.philosophy-strip-inner {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
}

.philosophy-cell {
    padding: 72px 60px;
    border-right: 1px solid rgba(255,255,255,0.07);
    position: relative;
}

    .philosophy-cell:last-child {
        border-right: none;
    }

.philosophy-cell-num {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 72px;
    line-height: 1;
    letter-spacing: -2px;
    color: rgba(255,255,255,0.04);
    font-weight: 400;
    margin-bottom: 28px;
}

.philosophy-cell-title {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 32px;
    line-height: 1.1;
    color: #ffffff;
    font-weight: 400;
    letter-spacing: -0.5px;
    margin-bottom: 18px;
}

.philosophy-cell-body {
    color: rgba(209,213,219,0.5);
    font-size: 15px;
    line-height: 1.9;
    font-weight: 300;
}

/* ─── INVESTMENT FOCUS (accordion rows) ──────────────── */

.focus-section {
    background: #f5f7fa;
    padding: 140px 0;
}

.focus-head {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: end;
    margin-bottom: 80px;
    padding-bottom: 60px;
    border-bottom: 1px solid #e5e7eb;
}

    .focus-head h2 {
        font-family: 'Albra Sans TRIAL', sans-serif;
        font-size: 64px;
        line-height: 1.0;
        letter-spacing: -2px;
        color: #0f172a;
        font-weight: 400;
    }

.focus-head-right {
    display: flex;
    flex-direction: column;
    gap: 18px;
    justify-content: flex-end;
}

.focus-eyebrow {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 3px;
    font-weight: 600;
    color: #9ca3af;
}

.focus-head p {
    color: #6b7280;
    font-size: 17px;
    line-height: 1.9;
    font-weight: 300;
}

.focus-rows {
    display: flex;
    flex-direction: column;
}

.focus-row {
    border-bottom: 1px solid #e5e7eb;
    overflow: hidden;
    cursor: default;
}

    .focus-row:first-child {
        border-top: 1px solid #e5e7eb;
    }

.focus-row-header {
    display: grid;
    grid-template-columns: 100px 1fr auto;
    align-items: center;
    gap: 40px;
    padding: 48px 0;
    transition: padding 0.35s ease;
}

.focus-row:hover .focus-row-header {
    padding-left: 20px;
    padding-right: 20px;
}

.focus-row-num {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 48px;
    line-height: 1;
    color: #e5e7eb;
    font-weight: 400;
    letter-spacing: -1px;
    transition: color 0.35s ease;
}

.focus-row:hover .focus-row-num {
    color: #9ca3af;
}

.focus-row-title {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 36px;
    line-height: 1.05;
    color: #111827;
    font-weight: 400;
    letter-spacing: -0.5px;
}

.focus-row-arrow {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 1px solid #e5e7eb;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: all 0.35s ease;
}

    .focus-row-arrow svg {
        width: 16px;
        height: 16px;
        stroke: #9ca3af;
        transition: transform 0.35s ease, stroke 0.35s ease;
    }

.focus-row:hover .focus-row-arrow {
    background: #111827;
    border-color: #111827;
}

    .focus-row:hover .focus-row-arrow svg {
        stroke: #ffffff;
        transform: rotate(45deg);
    }

.focus-row-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.45s ease, padding 0.45s ease;
    padding: 0 20px 0 140px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
}

.focus-row:hover .focus-row-body {
    max-height: 200px;
    padding: 0 20px 52px 160px;
}

.focus-row-desc {
    color: #6b7280;
    font-size: 16px;
    line-height: 2;
    font-weight: 300;
}

.focus-row-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

    .focus-row-list li {
        color: #374151;
        font-size: 14px;
        line-height: 1.7;
        padding-left: 18px;
        position: relative;
    }

        .focus-row-list li::before {
            content: '';
            position: absolute;
            left: 0;
            top: 9px;
            width: 6px;
            height: 6px;
            border-radius: 50%;
            background: #d1d5db;
        }

/* ─── APPROACH (editorial two-column commentary) ──────── */

.approach-section {
    background: #ffffff;
    padding: 160px 0;
}

.approach-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 120px;
    align-items: start;
}

.approach-heading-col {
    position: sticky;
    top: 120px;
}

.approach-eyebrow {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 3px;
    font-weight: 600;
    color: #9ca3af;
    margin-bottom: 36px;
}

.approach-heading-col h2 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 64px;
    line-height: 1.0;
    letter-spacing: -2px;
    color: #0f172a;
    font-weight: 400;
}

.approach-rule {
    width: 50px;
    height: 1px;
    background: #d1d5db;
    margin-top: 48px;
}

.approach-steps {
    display: flex;
    flex-direction: column;
}

.approach-step-item {
    padding: 48px 0;
    border-bottom: 1px solid #f3f4f6;
}

    .approach-step-item:first-child {
        padding-top: 0;
    }

    .approach-step-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }

.approach-step-num {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    font-weight: 600;
    color: #d1d5db;
    margin-bottom: 16px;
}

.approach-step-item h4 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 36px;
    line-height: 1.05;
    color: #111827;
    font-weight: 400;
    letter-spacing: -0.5px;
    margin-bottom: 16px;
}

.approach-step-item p {
    color: #6b7280;
    font-size: 16px;
    line-height: 2;
    font-weight: 300;
}

/* ─── VISION BAND (full-bleed dark) ──────────────────── */

.vision-band {
    background: #0b0d10;
    padding: 160px 0;
}

.vision-inner {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 100px;
    align-items: center;
}

.vision-eyebrow {
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 3px;
    font-weight: 600;
    color: rgba(198,201,206,0.4);
    margin-bottom: 36px;
}

.vision-band h2 {
    font-family: 'Albra Sans TRIAL', sans-serif;
    font-size: 72px;
    line-height: 0.95;
    letter-spacing: -2.5px;
    color: #ffffff;
    font-weight: 400;
}

.vision-rule {
    width: 50px;
    height: 1px;
    background: rgba(255,255,255,0.12);
    margin: 52px 0;
}

.vision-band p {
    color: rgba(209,213,219,0.55);
    font-size: 17px;
    line-height: 2;
    font-weight: 300;
}

/* ─── DISCLAIMER ─────────────────────────────────────── */

.disclaimer-section {
    background: #ffffff;
    padding: 160px 0;
}

.disclaimer-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 100px;
    align-items: center;
    padding: 80px 100px;
    border: 1px solid #e5e7eb;
    border-radius: 32px;
}

    .disclaimer-inner h3 {
        font-family: 'Albra Sans TRIAL', sans-serif;
        font-size: 48px;
        line-height: 1.05;
        letter-spacing: -1.5px;
        color: #0f172a;
        font-weight: 400;
    }

    .disclaimer-inner p {
        color: #6b7280;
        font-size: 16px;
        line-height: 2;
        font-weight: 300;
    }

/* ─── RESPONSIVE ─────────────────────────────────────── */

@media (max-width: 1100px) {
    .investments-hero-content {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .investments-hero-left h1 {
        font-size: 72px;
    }

    .philosophy-strip-inner {
        grid-template-columns: 1fr;
    }

    .philosophy-cell {
        border-right: none;
        border-bottom: 1px solid rgba(255,255,255,0.07);
    }

        .philosophy-cell:last-child {
            border-bottom: none;
        }

    .philosophy-cell {
        padding: 52px 48px;
    }

    .focus-head {
        grid-template-columns: 1fr;
        gap: 30px;
    }

        .focus-head h2 {
            font-size: 48px;
        }

    .focus-row-body {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .approach-inner {
        grid-template-columns: 1fr;
        gap: 60px;
    }

    .approach-heading-col {
        position: relative;
        top: 0;
    }

        .approach-heading-col h2 {
            font-size: 48px;
        }

    .vision-inner {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .vision-band h2 {
        font-size: 52px;
    }

    .disclaimer-inner {
        grid-template-columns: 1fr;
        gap: 40px;
        padding: 60px;
    }

        .disclaimer-inner h3 {
            font-size: 38px;
        }
}

@media (max-width: 700px) {
    .investments-hero-left h1 {
        font-size: 52px;
        letter-spacing: -2px;
    }

    .investments-hero {
        padding: 150px 0 100px;
    }

    .focus-head h2 {
        font-size: 36px;
    }

    .focus-row-header {
        grid-template-columns: 70px 1fr auto;
        gap: 20px;
    }

    .focus-row-num {
        font-size: 36px;
    }

    .focus-row-title {
        font-size: 26px;
    }

    .focus-row-body {
        padding-left: 90px;
    }

    .focus-row:hover .focus-row-body {
        padding-left: 90px;
    }

    .approach-section {
        padding: 100px 0;
    }

    .approach-heading-col h2 {
        font-size: 38px;
    }

    .vision-band {
        padding: 100px 0;
    }

        .vision-band h2 {
            font-size: 42px;
        }

    .disclaimer-section {
        padding: 100px 0;
    }

    .disclaimer-inner {
        padding: 44px 32px;
    }

        .disclaimer-inner h3 {
            font-size: 32px;
        }
}

/* ─── NEW: footer nav links row (4 columns) ──────────── */
.footer-nav-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    padding: 20px 0 20px;
    text-align: center;
}

    .footer-nav-row a {
        color: rgba(209, 213, 219, 0.6);
        font-size: 14px;
        font-weight: 400;
        text-decoration: none;
        transition: color 0.3s ease, transform 0.2s ease;
        letter-spacing: 0.3px;
        display: inline-block;
    }

        .footer-nav-row a:hover {
            color: #ffffff;
            transform: translateY(-2px);
        }